- Discount: 10% off $49, 15% off $79, 20% off $129
- Terms: Limited-time offer
Australian finance and insurance providers run promotional events tied to EOFY, renewal seasons, and new-customer acquisition drives. The calendar below tracks when Bupa, Medibank, NRMA, RACV, RACQ, Budget Direct, AAMI, Youi, Allianz, Stake and Superhero typically roll out their biggest new-customer bonuses, premium discounts and member offers for Australian shoppers.
| Event | When | What to expect |
|---|---|---|
| New Year Financial Reset | Early January | Resolution-fuelled sign-ups across health insurance, investment platforms and budgeting apps. Bupa and Medibank offer 6 weeks free on new health cover. Stake and Superhero run $0 brokerage trial offers for new traders. |
| Health Insurance Premium Rise | 1 April | Biggest annual moment for health insurance switching. Bupa, Medibank, HCF and NIB run targeted discounts and bonus offers (6 weeks free, reduced waiting periods) to attract switchers before April premium increases hit. |
| Afterpay Day | Mid March | Insurance comparison sites like Compare the Market, iSelect and Finder run 48-hour member-exclusive bonuses on quotes. Some Afterpay-linked products discount premium splitting fees. |
| EOFY Tax & Investment Push | Mid-to-late June | Biggest finance-category window of the year. Stake, Superhero, Pearler and SelfWealth offer transfer bonuses and free brokerage for new accounts. Raiz runs referral boosts. Accountant and tax-software promotions peak. |
| Car Insurance Renewal Window | July – August | Budget Direct, AAMI, Youi, NRMA, RACV and RACQ target renewal switchers with 15–25% new-customer discounts on car, home and landlord insurance. Peak switching opportunity for Australian drivers. |
| Father’s Day Finance Gifts | First Sunday of September | Investment platforms (Stake, Superhero, Raiz) push gift-portfolio offers. Kids’ savings accounts and dress-up education platforms run themed promotions. |
| Click Frenzy & Black Friday | Mid-to-late November | Quieter window for finance than retail, but Stake, Superhero, Pearler run transfer bonuses of $100–$500 for new accounts. Some budgeting and subscription services (Raiz, Finder) run 12-month free-trial offers. |
| End-of-Year Renewal Reviews | December – Early January | Health insurance switch campaigns resurface ahead of April rises. Home and contents insurance renewals peak. Banks push fee-free account switches with bonus cashback on direct deposits. |