
Run a fast online quote at Cover-More and compare Basic, Comprehensive and Comprehensive+ travel insurance plans for your next trip out of Australia.
Cover-More lets you add up to ten dependent children or grandchildren to one adult's travel insurance policy, so families travelling together in Australia or overseas can save on per-person premiums.
Tailor a Cover-More travel insurance policy with optional Cruise Cover, Snow Sports Cover, Adventure Activities Cover or Motorcycle/Moped Cover so Australian travellers get protection for how they actually travel.
Cover-More previously ran a 20% off offer on annual multi-trip travel insurance for frequent flyers travelling from Australia.
Start a quote at covermore.com.au, enter your trip details and traveller ages, then click 'Add promo code' in the quote box. Paste the code and the discount will apply before you pay for the policy.
Yes. A Cover-More leisure or business policy can include up to ten accompanying dependent children or grandchildren who are under 21, financially dependent and travelling on the same itinerary, which helps families travelling together in Australia and overseas save on per-person premiums.
Yes. Cover-More offers a 21-day cooling-off period. As long as you haven't started your trip and haven't made a claim or plan to make one, you can cancel for a refund. See the PDS for the full cooling-off terms.
Cover-More offers cover for many existing medical conditions in its base plans, with an online medical assessment during the quote flow to confirm what's included. Some conditions may carry an additional premium, while others can be added at no extra cost.
Yes. Cover-More covers travellers up to 99 years old, and there's a dedicated seniors travel insurance page with specific information on cover options and medical assessments. Terms, conditions and excesses apply per the PDS.
Cover-More is a long-established Australian travel insurance brand backed by Zurich, offering domestic, international and inbound policies for leisure, business and family trips. The brand has been around for more than 35 years and has looked after over 15 million travellers to date, with a reputation built on fast online quotes, 24/7 emergency assistance and a large library of travel tips and destination guides.
Cover-More offers three international plan tiers and matching domestic options. Basic suits budget-conscious travellers who want essentials like unlimited overseas emergency medical and up to $5,000 luggage cover. Comprehensive adds higher benefit limits, COVID-19 pre-trip cover and rental vehicle insurance excess cover. Comprehensive+ is the most feature-rich plan and bundles business trip benefits, higher luggage limits and rental vehicle comprehensive cover. Annual multi-trip policies are available for frequent flyers, and domestic-only plans cover Australian road trips and cruises.
Pick your plan first, then add a Cover-More promo code in the quote box to apply a percentage discount at checkout. Travellers insuring a family, group or couple can save on per-person premiums by combining eligible travellers on one policy. Longer-term and multi-trip shoppers should compare the cost of an annual multi-trip plan against two or more single-trip policies; once you take three or more trips a year it can work out cheaper. Reviewing cover levels before you add optional extras like Cruise Cover or Snow Sports Cover also keeps the premium down to what you actually need.
Cover-More lets travellers layer extra cover onto a base policy at the quote stage. Cruise Cover is required for ocean or sea cruises of two nights or more. Snow Sports Cover comes in two tiers for alpine and overseas snow holidays. Adventure Activities Cover extends protection to a wider set of activities on top of the 80+ already included in base plans, and Motorcycle/Moped Cover adds protection for trips that include riding. These add-ons are purchased at the time of quote and can be combined.
Cover-More customers can submit travel insurance claims online through the brand's claims portal, and the 24/7 emergency assistance team is reachable globally if something goes wrong mid-trip. Australian customer service hours are Monday to Friday 8am to 7pm AEDT, Saturday 9am to 4pm and Sunday 10am to 3pm on 1300 72 88 22. A 21-day cooling-off period applies to new policies provided the trip hasn't started and no claim has been made.
| Details | Discount Code & Offer Info | Expiry Date |
|---|---|---|
| Free Quote | Free quote on annual multi-trip travel insurance | - |
| Cruise Insurance | Free quotes on cruise insurance | - |
| Free Refunds | Free cancellations on travel insurance prior to departure | - |
| Overseas Cover | Overseas emergency medical and dental cover with medical only travel insurance | - |
| Cheap Coverage | Budget travel insurance policies available for students, backpackers, and more | - |
| Free Quote | $0 fees on travel insurance quote for your next vacation | - |
| Free Quote | Free seniors travel insurance quotes | - |