Southern Cross Travel Insurance Discount Codes Australia 2026
Find 8 active discount codes, promo codes & offers, valid for April 2026 in Australia
15%OFF
Take 15% off domestic travel insurance plans
Secure your local adventures with a sweet 15% saving on Southern X Travel Insurance.
- Discount: 15% off.
- Terms: Discount applies to domestic travel insurance plans only. Limited-time offer.
10%OFF
10% off with this Southern Cross Travel Insurance discount code
Take 10 percent off a Southern Cross Travel Insurance policy when you apply this discount code at checkout, valid on international and domestic travel insurance plans for Australian travellers.
- Discount: 10 percent off policy premium.
- Terms: Enter the code in the promo code field before policy confirmation; valid on selected single trip and annual multi trip plans; standard underwriting criteria apply.
20%OFF
Black Friday travel insurance deal: 20% off with this Southern Cross Travel Insurance discount code (expired)
This expired Black Friday promotion took 20 percent off eligible Southern Cross Travel Insurance policies for Australian travellers during the sale window.
- Discount: 20 percent off.
- Terms: Offer no longer active; listed for reference.
FREEKIDS
Kids under 17 covered free on family travel insurance policies
Southern Cross Travel Insurance covers accompanying children and grandchildren under 17 at no extra cost when named on a parent's or grandparent's policy, making family travel insurance cheaper for Australian families.
- Discount: Free cover for children under 17.
- Terms: Children must be travelling with the accompanying adult for most of the trip; eligibility rules and product disclosure statement apply.
FROM$15
Domestic travel insurance from $15 for Australian trips
Secure a Southern Cross Travel Insurance domestic policy from as little as 15 dollars for short Australian trips, with cover for cancellations, baggage and medical expenses.
- Discount: Policies from $15.
- Terms: Starting price based on single traveller, short trip, base plan; final premium depends on cover level, age, duration and optional add ons.
MULTI TRIP
Annual multi trip cover for unlimited Australian and overseas trips
Frequent Australian travellers can buy a single Southern Cross Travel Insurance annual multi trip policy that covers unlimited journeys up to the chosen duration per trip, bundling overseas and domestic cover in one premium.
- Discount: Unlimited trips in 12 months.
- Terms: Each trip subject to the policy's maximum trip length; standard underwriting criteria and age limits apply.
NEWSLETTER
Subscribe to the SCTI newsletter for exclusive deals and policy tips
Sign up to the Southern Cross Travel Insurance newsletter in Australia to receive early access to seasonal offers, exclusive policy discounts and trip planning tips straight to your inbox.
- Discount: Access to subscriber only offers.
- Terms: Valid for new subscribers; unsubscribe at any time; exclusive offers sent to the confirmed email address.
24/7
24/7 emergency assistance included with every policy
Every Southern Cross Travel Insurance policy sold in Australia includes access to 24/7 emergency assistance for medical, evacuation and travel disruption support anywhere in the world.
- Discount: Included at no extra cost.
- Terms: Available on all active SCTI policies; call charges may apply from some international locations; full service conditions in the product disclosure statement.
15%OFF
EOFY travel insurance sale: 15% off all annual multi trip plans (expired)
This past EOFY offer took 15 percent off Southern Cross Travel Insurance annual multi trip policies for frequent Australian travellers across the 30 June sale window.
- Discount: 15 percent off.
- Terms: Offer no longer active; listed for reference.
Southern Cross Travel Insurance: Questions & Answers
How do I use a Southern Cross Travel Insurance discount code in Australia?
Get a quote on scti.com.au, enter your trip details, then paste your Southern Cross Travel Insurance discount code into the Promo Code field before you confirm the policy. The discounted premium appears on the quote summary before payment.
How often does Southern Cross Travel Insurance release new discount codes?
SCTI runs new Southern Cross Travel Insurance discount codes and cash prize draws several times each year, with extra promotions around school holiday periods, Easter, EOFY and the end of year summer travel season. Check this page before you buy a policy.
Do children travel free with Southern Cross Travel Insurance?
Yes. Southern Cross Travel Insurance covers accompanying children and grandchildren aged under 17 at no extra cost when named on a parent or grandparent's policy, provided they are travelling with that adult for the majority of the trip.
Does Southern Cross Travel Insurance cover COVID related disruptions?
SCTI international and domestic policies include certain COVID related cover on selected plans, including overseas medical expenses for COVID and trip cancellation due to a positive diagnosis. Always review the product disclosure statement for the current cover limits before purchase.
Is there a student or seniors discount at SCTI?
Southern Cross Travel Insurance does not run a permanent student or seniors discount, but it does publish seasonal Southern Cross Travel Insurance promo codes that seniors and students can apply at checkout on qualifying policies.
How does the 24/7 emergency assistance work?
Every active SCTI policy includes access to a 24/7 emergency assistance line staffed by multilingual case managers. Travellers can call at any time for medical, evacuation or travel disruption support while overseas or in Australia.
Can I get a refund on a Southern Cross Travel Insurance policy?
SCTI offers a cooling off period of 15 days from the date of purchase during which you can cancel your policy for a full refund, as long as you have not travelled and no claim has been made. After that the standard policy conditions apply.
More About Saving at Southern Cross Travel Insurance Australia
The cheapest way to buy a Southern Cross Travel Insurance policy in Australia is to start with an online quote on scti.com.au, apply a current Southern Cross Travel Insurance discount code in the promo code field, and let the free kids under 17 benefit bring the family premium down further. Choosing a higher excess and leaving off optional add ons you do not need also trims the quote. Annual multi trip plans work out cheaper than stacking single trip policies if you expect to take three or more overseas trips in the year. Subscribers to the SCTI newsletter pick up exclusive Southern Cross Travel Insurance voucher code offers and cash prize draw entries before the wider public.
When Southern Cross Travel Insurance Runs Its Biggest Australian Sales
SCTI discounts tend to follow the Australian school holiday and travel planning calendar rather than the retail sale calendar. Expect new Southern Cross Travel Insurance promo codes in the lead up to Easter, June and July school holidays, the spring travel window and the December summer travel peak. Quarterly major promotions such as the 2,500 dollar cash prize draw attach to single trip and annual multi trip purchases, while smaller seasonal Southern Cross Travel Insurance coupon code offers sit on the promotions page throughout the year. Black Friday and EOFY weeks occasionally include a bonus voucher code for annual multi trip policies too.
Choosing the Right Cover Level
SCTI offers three international plans, International Comprehensive, International Comprehensive Plus and an Essentials option, plus a domestic plan for Australian only trips. Comprehensive plans cover cancellations, unlimited overseas medical expenses, baggage and money, rental vehicle excess, cruise and adventure activities with optional add ons for winter sports or increased rental vehicle excess. Reading the product disclosure statement and matching it to your trip type usually saves money and avoids under or over insuring.
Policy, Claims and Payment in Australia
Policies are issued electronically within minutes of payment, with the certificate emailed to the nominated address. SCTI accepts Visa, Mastercard, American Express and PayPal. Claims can be lodged through the customer portal or by phone with supporting receipts and reports. The 15 day cooling off period lets you cancel for a full refund before you travel and before any claim is made.
How to Use a Southern Cross Travel Insurance Promo Code
Applying a Southern Cross Travel Insurance promo code at checkout is quick. Visit scti.com.au, choose the plan type that matches your trip and complete the quote form with destinations, dates, traveller ages and any optional cover. On the quote summary, locate the Promo Code box, paste your Southern Cross Travel Insurance discount code exactly as it appears, and click Apply. The discount updates on the premium instantly. Most Southern Cross Travel Insurance voucher codes cannot be combined, so pick the strongest single code for the policy you are buying in Australia.