Home loan from HSBC 4.59% p.a. (fixed for 2 years) - no monthly/package fees

17 June 2013

This looks to be the best fixed rate for a 2 year period from HSBC with an on-going 0.70% p.a. off their standard variable rate. There are no package or ongoing monthly fees either.

From their website - HSBC fixed rate home load benefits:
- Low interest rate of just 4.59% p.a. fixed for 2 years
- 0.70% p.a. off our Standard Variable Rate* after the fixed term
- No monthly fees
- Premium service with a dedicated Relationship Manager

Also just to point out that their comparison rate is 5.39%, which is pretty good too. The comparison rate is based on a 25 year term. This fixed rate is only for 2 of those 25 years. The other 23 years is at a higher variable rate.

Offer only available on new borrowings of $250,000 or more when you apply before 22 July 2013 and settle by 22 September 2013.

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