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February 21

How to Prevent Necessary Debt from Ruining Your Credit Score

Posted by on February 21, 2017 at 8:12 AM

Everyone who borrows money should be aware of the fact that at some point that borrowing may go against you on your credit report if not maintained properly. One of the most common misunderstandings about your credit rating is exactly when a late payment will show up on your record.

How to Prevent Necessary Debt from Ruining Your Credit Score

Secondly, knowing when a late payment can potentially harm your credit rating can take a load of stress off of you in hard up times. It’s safe to say that its complicated due to the credit environment, but learning these windows of time can help you more safely borrow money when you absolutely need to.

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June 15

An Ideal Method to Repay Credit Card Debt

Posted by on June 15, 2016 at 8:39 AM

It’s so easy to get a credit card these days that it’s very likely you have more than one card sitting in your wallet or purse. Although, how high is the priority of paying off the debt on each card to you? It’s a great feeling to use your card to get what you want when you want it, but ridding yourself of credit card debt altogether should give you an entirely new level of satisfaction.

An Ideal Method to Repay Credit Card Debt

You may have a few cards with small balances and a few with large balances, but there is no doubt the biggest problem is tracking what and who you owe money too. Another problem is that they will all have different rates of interest, payment dates and balances owing. In this article, I will show you how to avoid the headache of managing all of this while making it very simple to keep up with the payments.

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April 19

The Golden Rules of Living a Life after Debt

Posted by on April 19, 2016 at 8:02 AM

At Buckscoop we love providing valuable information that helps Australians save money by finding great online bargains. However, the entire subject of debt can get a little heavy at times so this is an article takes a look at how to live debt free and resisting the temptations of going on precarious spending sprees.

The Golden Rules of Living a Life after Debt

Many websites out there offer advice on avoiding debt and how to get good value for money, but very few that I have found focus on those pivotal months following that final debt repayment after changing your spending habits to become debt free. I remember for me how it felt that as soon as I’d paid off my debt, everything I owned started to look tired, broken or old and in ‘desperate’ need of replacement? Well, those are the exact feelings you need to tackle head on in the early stages to avoid heading straight back into the red.

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