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Archive for the ‘Financial Advice’ Category

March 23

Money Saving Tips to Consider When Taking out Insurance

Posted by on March 23, 2017 at 8:48 AM

Gone are the days when staying loyal to your insurance provider would mean that you could save money. The new style of marketing from insurance providers has created an industry of money saving deals and discounts for new customers only. If you change every year you could receive a much better deal.

Money Saving Tips to Consider When Taking out Insurance

Insurance is a necessary evil, but when you receive letters saying ‘why is your insurance going up when you haven’t made a claim’ it really makes you hate the company. Therefore in an effort to fight back, Buckscoop is going to arm you with money saving tips and advice to bring power back to the people in the battle against insurance.

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March 15

Money Saving Ideas to Reduce Paying Full Price for Private School Fees

Posted by on March 15, 2017 at 8:26 AM

If you are fortunate enough to send your kids to private school then you may dread the idea of the annual expense this adds to your finances. You are not alone, many experience that endless forking out for school fees each year and there are ways to save money in the process.

Money Saving Ideas to Reduce Paying Full Price for Private School Fees

Today we look at the best ways you can save money whilst still paying for private school fees for your children. If you have learnt any other ways that may benefit our community outside of the information here today, please feel free to share your advice in the comments section at the end of this article.

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March 9

The Frugal Movement – Money Saving Tips and Tricks You can Use

Posted by on March 9, 2017 at 8:38 AM

There is a ‘no-spend’ movement happening right now fuelled by the money saving bloggers and others who are sick of spending their money to the beat of the consumer cycle. Those involved are saving thousands of dollars per year and it’s easy to see why others are joining the bandwagon.

The Frugal Movement – Money Saving Tips and Tricks You can Use

Australia has a debt problem and data released by Digital Finance Analytics has revealed that 20% of ‘middle-income’ Australians have no room in their budget for unexpected costs. Even the International Monetary Fund (IMF) last year warned that Australian households were on a dangerous debt binge. This is what others around you are doing to fight the problem head on.

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February 21

How to Prevent Necessary Debt from Ruining Your Credit Score

Posted by on February 21, 2017 at 8:12 AM

Everyone who borrows money should be aware of the fact that at some point that borrowing may go against you on your credit report if not maintained properly. One of the most common misunderstandings about your credit rating is exactly when a late payment will show up on your record.

How to Prevent Necessary Debt from Ruining Your Credit Score

Secondly, knowing when a late payment can potentially harm your credit rating can take a load of stress off of you in hard up times. It’s safe to say that its complicated due to the credit environment, but learning these windows of time can help you more safely borrow money when you absolutely need to.

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January 31

When Extended Warranty Can save You Money

Posted by on January 31, 2017 at 8:43 AM

Those of you who have made biggish purchase such as a TV, home appliance or automobile may have been offered an extended warranty, which basically covers repair beyond the manufacturers expiration date, usually by a couple of years. This costs an additional fee and although we are protected by the Australian Competition and Consumer Commission (ACCC) for a period of time, a warranty can save you money in certain circumstances.

When Extended Warranty Can save You Money

Home appliances and TV’s for example don’t generally break down until we need a new one, so today we’re going to look at when buying an extended warranty might be a good idea and why it might save you money in the future to help you avoid expensive suprises.

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January 23

Save Money on Faulty Gifts by Knowing Your Consumer Rights

Posted by on January 23, 2017 at 8:51 AM

At some point you may have received a dodgy gift and there is no doubt you have also received the same list of excuses as to why retail staff won’t give you a refund. Yet as you clear away all the clutter from Christmas and New Year it’s a good idea to educate yourself on your customer rights, so you can return that dodgy gift and get your money back.

Save Money on Faulty Gifts by Knowing Your Consumer Rights

Those of you who have received a faulty gadget or problematic gift will be able to save money if you speak up. Today we are going to focus on Australian consumer law and what you’re entitled to when dealing with retailers and returns.

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January 16

Save Money by Knowing Your Flight Rights

Posted by on January 16, 2017 at 8:23 AM

It’s inevitable that one day you will either have a flight delayed or cancelled, from no fault of your own. Many people are unaware of their rights when this happens, and unlike simply catching the next train or bus, it can severely mess up our travelling plans.

Save Money by Knowing Your Flight Rights

Today we are looking at your entitlements to compensation if a flight is either delayed or cancelled. If you have ever experienced this in the past then you may also be entitled to compensation, which may not help you save money but will certainly give you the best chance of reclaiming money that you thought you had lost.

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January 12

Free Travel and Better Value for Money Using Credit Cards

Posted by on January 12, 2017 at 8:46 AM

Travelling is something most of us generally enjoy and it would be a complete joy if sometimes it weren’t so expensive. Learning how to take advantage of free travel via your credit cards and other means is a great way to save money on both national and international journeys.

Free Travel and Better Value for Money Using Credit Cards

This article looks at some of the best methods to use in order to receive discounted or at times free travel by using credit cards and other known industry tips and tricks. It wont require a calculator to see how much money you could save by using these ideas the next time you go away.

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January 9

Save Money on Gold Jewellery by Knowing the Different Qualities

Posted by on January 9, 2017 at 8:47 AM

Buying Jewellery is always expensive, but did you know that there are ways to save money on your next purchase by educating yourself on the different qualities. Instead of buying solid gold for example you could buy something that looks the same quality but is only gold-filled.

Save Money on Gold Jewellery by Knowing the Different Qualities

Today we are going to look at the difference between gold plated, gold vermeil and gold-filled jewellery and how you can save money on jewellery, by buying something that looks as good for considerably less. Learning the differences between these types of gold jewellery can help you save hundreds of dollars in a single purchase.

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January 5

Save Money Living in the Big City on a Small Budget

Posted by on January 5, 2017 at 8:24 AM

Living in the big city can bring excitement and energy but also high costs. If you are someone who has succumb to the allure of living in the big city but you want to try and make it on a small budget then the following money saving tips are aimed to help you achieve this.

Save Money Living in the Big City on a Small Budget

This article includes information from a variety of money saving experts around the world who have shared their knowledge on the best ways to spend less whilst living in a centrally. Certain tips may seem like common knowledge whilst others may be the beginning of a new affordable city lifestyle.

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January 4

Forced Money Saving Tax Free Threshold Strategy

Posted by on January 4, 2017 at 8:32 AM

Those of you who struggle to put aside money each month for savings may prefer a technique that forces you to save money instead. Forced savings can be achieved by utilising the Australian Tax Office (ATO) by basically paying over and above what you will likely owe in tax.

Forced Money Saving Tax Free Threshold Strategy

This forced money saving technique can reward you with up to $6,000 within twelve months and will continue to do so every year, so below we are going to explain how you can use it to your advantage. This idea pulls on the basis that every Australian is entitled to a tax-free threshold.

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December 15

Money Saving Christmas Bargains and Shopping Tips

Posted by on December 15, 2016 at 8:44 AM

We are well within the countdown to Christmas and with office parties and kids holidays / parties all kicking in, it can make your money saving activity seem rather fruitless. That’s why we are going to share some money saving tips that you can utilise over the next couple of weeks to ensure you don’t bust the bank account before Christmas.

Money Saving Christmas Bargains and Shopping Tips

If you like to plan further ahead then the following money saving tips will also give you the best chance of starting the new year on the right side of the breadline. Work will generally be quieter for most industries at this time of year too so utilise your free time and keep more money in your wallet with these money saving tips.

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December 14

The Best Value 4K Blu-ray Player in Oz: The Xbox One S

Posted by on December 14, 2016 at 8:12 AM

Christmas is around the corner and those looking to beef up their home cinema system with a new Blu-Ray player may be looking at online discounts and deals, especially as online streaming it becoming more popular. However, you may be leaving some stones unturned because the best value for money Blu-Ray player on the market today in Australia is the Xbox One S.

The Best Value 4K Blu ray Player in Oz: The Xbox One S

The best investment you can make into a piece of Blu-Ray technology today is not a standard player anymore, it’s one that can do much more. An Xbox One S will set you back around $349, and when compared to other devices that can upscale to 4K, it looks like a pretty good deal. Check out our comparison table to find out how much money you could save.

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December 12

How to Avoid a $300 Energy Bill Increase in 2017

Posted by on December 12, 2016 at 8:43 AM

Victoria residents will be well aware of the pending closure of the Hazelwood power station and the aftermath that may result in skyrocketing gas and electricity bills for households. The closure could cost us all an extra $300 per quarter.

How to Avoid a $300 Energy Bill Increase in 2017

That’s on top of AGL Energy increasing prices by 10% already, meaning NSW, Tasmania and Southern Australian will have to find a new provider to replace the cheapest electricity generator the country knew, Hazelwood. These are the money saving options to consider before you begin to panic.

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December 9

Weekly Scoop of Top Life Hacks: Best to Buy in December Sales

Posted by on December 9, 2016 at 8:30 AM

There are certain times of the year to buy certain products and then there are times to steer clear. This week we are looking at the best products you can buy in the month of December, firstly because of the amount of money saving opportunities there are and secondly due to it being the right time of year statistically to buy these products because of online discounts.

Weekly Scoop of Top Life Hacks: Best to Buy in December Sales

To give you a brief overview, you can expect to find information and hacks on how to buy statically the best products in Australia during December: Champagne, televisions, tools, golf clubs and technology. The videos below will help explain more about which products you should be looking at and help you begin scoping out the best money saving deals online for yourself.

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